1. A part of all you earn is YOURS to keep!

Wealth, like a tree, grows from a tiny seed.  The first money you save and hide away is the money from which your tree of wealth will grow. The sooner you start saving, the sooner your tree will grow. Faithfully nourishing your tree.  Pay your self first, do not buy the newest smartphone or go to a fancy dinner before paying yourself a minimum of 10% of your income.  For example if you earn $50,000 per year for 10 years and contribute $5000 a year In savings, your $500,000 in total earnings over 10 years will give a whopping $50,000 in savings.  Seems simple enough right? Unfortunately many people never reach their goals of financial independence because they never planter their seed.  Decide what percentage is best for you, as a general rule 10% should be the minimum starting point when growing your tree of wealth. The amount you save should not compromise your financial responsibilities. If you can afford 15%, then by all means add 15% to your tree. When you wake up in the morning say to your self a part of all I earn is mine to keep” say it at the end of your lunch and say it at night, say it every hour of the day if needed till the words are ingrained in your mind like the abc’s. Fill your self with this thought as often as possible, you will soon realize what a rich feeling it is to own a treasure upon wich you alone can claim, as your tree of wealth grows it will reward you with a new feeling of joy and accomplishment.

2. Only take advice from someone you would trade places with

Would you take Landscaping advice from your mechanic, or would you take financial advice from someone who is unemployed?  No, you must learn to only take advice from a competent that knows the topic of interest or focus better than yourself. So find an expert.  Taking bad advice from the wrong person can literally rip your tree of wealth out from the roots. Counsel with wise men, seek advice from those whose daily work is handling money.  Everyone makes bad choice but the key to success is learning from them so not to repeat them.  Dust your self off, and begin again. Failure is not an option, and your will power must be strong enough to perservere through your misfortunes or mistakes.  Will power is the unflinching puporse to carry out the tasks or goals you set for yourself personally or your business. This is the best way to build the confidence you need to accomplish the goals you set.

3. Make your Money work for you

Once you have built your tree of wealth  to provide you with shade,  it is time to invest with the greatest caution and critical thinking.  Make your money work for you by investing in safer and smaller returns.  A small but safer return is more important than the riskier and larger returns.  There are hundred of investment strategies out there, Mutual Funds, Roth IRAs, and 401ks are sound investments that will help you slowly but steadily grow your tree of wealth till you are content. Do not overstrain and try to save or invest too much.  Lending out money can also be a  good way to earn larger returns without collateral and contracts. Remember to never lend anything out that you are not willing or able to loose.

Bottom line: A penny saved is a penny earned, and the sooner you start the faster you will build wealth, pay off debt, and start making a routine of putting your money to work for you by making smart and safe investment choices.

Thank you for reading our 3 tips and check back soon for more ways to accumulate wealth, make it work for you, and keep it!


Adrian Boysel


Adrian Agency LLC.

“Designed to inspire”